eCheck.Net™:
eCheck.Netœ is a payment service that allows online and traditional merchants to accept and process electronic check payments - either directly from their Web site's storefront or through the Virtual Terminal. eCheck.Net makes it easy for online businesses to add an electronic check payment option to their Web site.

Customers who wish to pay for a purchase with an electronic check can simply select the electronic check option and enter the requested bank account information.

eCheck.Net encrypts the data using SSL 3.0 encryption technology and transmits it to the secure server for posting. Transactions are automatically settled each day. Authorize.Net initiates a debit to the consumer's checking account via the Automated Clearing House (ACH) and subsequently transfers collected funds to the Merchant's account. The eCheck.Net system notifies merchants of failed debit attempts, including Not Sufficient Funds returns.

Traditional merchants without commerce-enabled Web sites can also use eCheck.Net to handle periodic billings. Health clubs, tanning salons, subscription services, ISPs, membership companies, and health care practitioners are typical examples of businesses that need to periodically deduct funds from their customers' checking accounts. Of course, written customer authorization is always required, and merchants must apply and be approved for the eCheck.Net service prior to performing these types of transactions.

• eCheck.Net enables merchants to obtain payment from their Customer via direct debit to their bank account.
• eCheck.Net transactions are not processed in real-time and do involve additional risk to the merchant.
• eCheck.Net transactions "clear" and are paid to the merchant in approximately seven calendar days.
• eCheck.Net transactions will appear on a merchant customer's bank statement as "ECHECK TRANSACTION XXXXXXXXXX," where the Xs represent a 10- character abbreviation of the merchant's business name.
• eCheck.Net transactions are not guaranteed and can be revoked by the customer without the protections present with card transactions.
• All eCheck.Net transactions must be authorized by the customer in writing and physically signed, just like with a paper check.
• Authorize.Net is the acquirer of eCheck.Net transactions and sets all processing volumes and levels for a merchant.

For more information on setting up a TakePayment.net WebLink account, please complete an online Merchant Application or use our contact form

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