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Check
Authorization by NDC The best LOW COST authorization
system in the country. Just use the routing and
checking account number found on the check itself
for an authorization. Your cost is just 8 cents
per check! Any returned check will be forwarded
to our collections department and you will receive
100% of the check amount upon collection of funds
from the bad check writer if you send the check
to our collections department within 30 days.
Since the bad check writer will be put on the
"black" list until he pays, he has a
good reason to pay.
Benefits
of Authorization
- Very
quick and easy when used with a check reader
- No
discount fee charged to Merchant (just a flat
8 cents per check!)
- Bad
check are automatically forwarded to collection
agency (no Merchant involvement)
- Merchant
is reimbursed 100% of check upon successful
collection; no additional fees!
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Me Up!
Electronic
Check Truncation (Universal Total Check) Virtually
eliminates check handling by converting the paper
check into an electronic transaction, right at
the point of sale!
Responding
to the needs of retail merchants for reduced cost
and risk associated with check acceptance, Universal
Payment Processing has developed Universal Total
Check, a proprietary technology allowing our merchants
the ability to convert paper checks at the
point-of-sale to an electronic payment and
realize a significant savings over traditional
paper check processing.
The
process is simple: just scan the check using our
check reader connected to your credit card terminal
capturing the data from the MICR line at the bottom
of the check and the paper check is converted
to an electronic item! The funds are automatically
deducted from your customers checking account
and deposited into your business account. The
benefits are lower costs, greater efficiency,
and eliminates the need for physical bank deposits
of checks!
Benefits
of Universal Total Check
Safety
- Eliminates
the threat of lost or stolen checks during deposit
preparation.
- Minimize
check losses with "repeat offender"
check.
- Captures
funds electronically from your customer's checking
account.
- Choose
which checks to guarantee through our system.
Speed
- Check
is converted into an electronic transaction
in 8 to 10 seconds.
- Eliminates
check deposit preparation - saves you time!
- No
need to go to the bank to make check deposits.
Simplicity
- Works
in conjunction with your credit card terminal.
- Just
feed the check through the check reader.
Savings
- Processing
a check electronically reduces your costs per
check significantly
- Reduced
bank fees - no more daily check deposits!
- All
this for just 35 cents per check; $10 monthly
fee
- You
decide which checks to guarantee on the fly!
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Me Up!
So, get started today and start accepting checks.
Just complete our no obligation Merchant
Application Worksheet for more details.
E-Commerce
| Retail/Storefront |
Phone/Mail Order |
Get Started