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Retail rates as low as 1.18%; Mail Order/Telephone or Internet rates as low as 2.25%. We offer the best service in the industry at the best possible pricing. Don't settle for anything less. We offer 24 hours, 7 day a week customer support through a dedicated toll free number; plus your calls are answered by a live trained representative usually in under one minute! By far the best merchant bank card service in the industry. We will work closely with you to get your web site e-commerce enabled, including a secure payment gateway, encryption, and security tools. We are now including PCI compliance tools at no extra charge!